Testimonials

Hi Paul,

Tony and I just wanted to take this opportunity to thank you for all your hard work and dedication with our purchase. You and your team have certainly made it easier and smoother to deal with. Thank you for always answering our questions in a timely manner and always having our best interest at heart. There was no gaps in your work in fact you covered everything including things we weren’t even aware of like the appraisal for example, it is often during times like these (the purchase of a home) that people are often misled or taken advantage of but with you it was the complete opposite you took care of everything possible while keeping our best interest in mind and saving us money. We could not have done this without you, we will always utilize your services and highly recommend them with pleasure and pride. We will certainly recommend you and your team to all our friend and family. You are all a wonderful team.

Our sincere thanks. Keep up the great work! You can use any and all of my emails as testimonials I’d like that very much. I want everyone to know how wonderful you are 🙂

P.S. We absolutely love our new home!

Silvia & Antonio Santos

I would like to thank you for the wonderful job you have done on the refinancing of my mortgage. I would highly recommend you to my family and friends for your astounding services and honesty. You went out of your way by working evenings and weekends to accommodate me. Thank you for coming through on all of your promises.

Sincerely,
Alexis Gene

As first time home buyers, my boyfriend and I were relatively unaware of what to expect when working with a broker. But working with Paul Sidhu was a fantastic experience! Throughout the entire process Paul was informative and always available to answer any questions we had. He did everything he could to get us the best interest rates and truly seemed like he wanted what was best for us. We would highly recommend him the anyone who is looking to apply for a mortgage, there is no way you’ll be disappointed!

I would like to thank you for the wonderful job you have done on the refinancing of my mortgage. I would highly recommend you to my family and friends for your astounding services and honesty. You went out of your way by working evenings and weekends to accommodate me. Thank you for coming through on all of your promises.

Sincerely,
Alexis Gene

It is with a great deal of pleasure that I provide this testimonial for Paul Sidhu. My wife and I responded to an internet advertisement from a mortgage broker offering very competitive rates. We initially called out of interest only because we were wary of companies operating on the net. We feel very fortunate that Paul answered the phone. From the beginning we appreciated his calm, reassuring manner and his ability to respond to all our questions.

Thanks to his advice, we were able to reach our financial goals plus save a lot of money over the long term. He took us step by step through the process making sure that we understood what was expected. I was very appreciative of his quick response to any questions that came up. During the whole process we found Paul to have a friendly and supportive manner. He communicated with a very positive attitude and was always professional. It is hard to believe that we were never charged for any of Paul’s services.

If you are looking for help with your mortgage issues, I highly recommend Paul Sidhu. Customer service was never better!

Bob and Barb Reade

Dear Paul,

I would like to thank you for helping me re-mortgage my house. My whole experience from beginning to end went very smooth. Your expertise in this area made my involvement easy. You were informative and pleasant to work with. Your directions for me were so clear and complete that the only thing needed from me on closing day was my signature.

Thank You,
Terry-Lynn Fillion

Paul Sidhu,

Joanne and I would like to thank you for representing us in the past two weeks. We were both impressed with your professional, but friendly conduct, and your thorough, but time-efficient manner. You were always accommodating and prompt. You were always our agent and not the bank’s salesman, as if you were fitting us for a product and not selling it to us. At no time, did we doubt your allegiance and loyalties to us and always felt that you had our best interests in mind.

You impressed us as a very knowledgeable specialist who knows the requirements of the contract but also knows what’s current. You had a great deal of patience with us, who are not so knowledgeable, and took the time and effort to educate us enough to make well-informed decisions. We entered into the internet transaction with the usual cyberspace worries and hesitations but left, thanks to you, converted and convicted, and very much at ease with the process. You quickly gained our trust and confidence. You achieved in days what our bank took weeks to do.

We feel we got the best mortgage agreement, as cheaply as we could have, in the shortest time, and with the least amount of pain as possible. Thanks again Paul. Have a nice weekend.

Sincerely
Bob and Joanne MacLean

I started my mortgage search in December 2009, beginning with an online review of mortgage rates. I found a great rate online, which connected me with Mr. Paul Sidhu. Paul was kind enough to take a look at a spreadsheet I created that I used to assist me in making my decision to get a fixed rate of 3.69% for five years.

While he didn’t advise specifically on the numbers, he was helpful in clarifying the assumptions I made and helping me ask myself the right questions. Once I decided to go ahead, Paul got to work. He was exceptionally diligent in lining up the paperwork and securing the original rate that I wanted since it was one of those “going-going-gone” deals. On the first pass through my mortgage agreement, I noticed that there was some slight clerical errors (like misspelling of my name by the lender), to which Paul responded with a personal intervention to get things right.

Finally, at closing, Paul basically held my hand through the process of paying out my original mortgage and transferring it to the lender. I didn’t pay a dime in terms of brokerage fees and was left with the peace of mind of having a great rate for the next 5 years. Paul gave me a couple of calls after the process even to double check to see if everything was alright. Overall, Paul’s a very friendly, committed and personable broker who I’d recommend to my own friends (as a matter of fact, I actually did).

Thanks and regards,
Pedram Kaya, BComm, CISA

Mr. Paul Sidhu has been extremely helpful. With less than two weeks until my closing date, Paul worked his magic and I had a deal for my mortgage and the solicitor instructed within four business days. He was super-efficient and exceeded all my expectations with his relentless work on my application. Thank you for your prompt support Paul!

Arman Hossain

Paul,

I want to thank you for the excellent customer service that I have received for my mortgage application. You have made sure that whenever a problem arises, it is resolved in a timely and efficient manner. You have been very patient and helpful throughout the whole process. I would definitely recommend you to my friends.

Regards,
Patrick

Paul,

Thank you for the professional, friendly, customized service that you provided to us for our mortgage renewal and transfer to another financial institution. Any questions or concerns we had were answered very quickly and the advice provided or additional service options presented were based on best rates and our personal needs.

We very much appreciate the valuable customer service within very compressed timelines that you provided, there were absolutely no hitches at all on Friday’s meeting with our lawyer. From our perspective the whole process was hassle-free and stress-free. We highly recommend Paul Sidhu to our friends, work colleagues, & family members.

Sincerely,
Dan Lane & Lisa Mialkowski-Lane

I would like to thank you for all your help in getting my mortgage.

When I first contacted Paul, I really wasn’t sure what to expect. We wanted to take out a small mortgage to finish our household renovations and pay our MasterCard.

Paul, I am so happy I got you as my broker. You explained what the process would be and e-mailed me the application papers. I filled them out and faxed them back to you. You were on the phone to me almost immediately, and verified a couple of questions. I needed to get our verification of income from Revenue Canada. 2009/2010

You then told me you would be looking for a lender and would be in touch.

Really… In days you had it all set up. Then a glitch… we had to have a appraisal on the house. You set that up.
Then another serious glitch… when I under estimated the area of our house, I took into account the addition we had put on. That couldn’t be used, so I was below what the area allowed by the lender for the mortgage.

I was in a real upset, but you immediately phoned me and told me that your best people were working with the lender.

Then the news… The money was ok’d, and the papers faxed to my lawyer. The day before we were to sign them, you again phoned to assure me all was in order, and if there was anything…or questions… let you know immediately…. And to also let you know when the papers were signed and we had the check. I did so this morning, and you told me that if anything at all came up pertaining to the mortgage … please let you know.

Even with all this… waiting for the appraiser, waiting to get our 2009/10 audit return printouts from Revenue Canada, waiting for all the forms to be reviewed. Waiting for an appointment with my Lawyer. You were in touch with me daily (sometimes more than once a day).

THREE WEEKS from start to finish.. and at an interest rate that was unbelievable to me.

Thank you, Paul. You were superb beyond what your position called for, and I want you to know how much I appreciate it.

Sincerely,
Colleen Wonnacott

Hello Paul,

I would like to thank you for all your wisdom and guidance through the process of refinancing my mortgage. As you know when I was introduced to you I was already in the process of searching out a refinance with a broker outside of your company. The difference in your conduct and expertise was evident and incomparable from the first conversation we had, even before our business relationship was established.

I appreciated your advice & your clear insight into all options I had before me. Was impressed that your concern and priority was my understanding and financial peace before your return on the potential investment. Quickly and thoroughly you expedited my file, without a hiccup. This is why I was comfortable recommending you to my Dad (Ed Toppin) who also is upon completion of refinancing with you. Thank You very much for taking care of my Dad, means so much. I will continue to keep you in mind for future real estate and financial endeavours both personally and will not hesitate to recommend.

Thank You, Many Blessings
Tanya Toppin

Good morning Paul,

Thanks for being so organized and getting everything pushed through so quickly. I was very happy with your service and am excited about my new purchase!

Erica

Hello Paul,

All I can say is that the end results justify the means in how we got there.

As an investment advisor I often manage the emotions and expectations of my clients. I believe you did an outstanding job by under promising and over delivering. You were honest with your suggestions and understood my needs both for now and the future. I will definitely refer to you with confidence any business that may arise from my clients.

Continue the great work! I will be in touch for my future needs at the appropriate time.

Take care,
Alen Gulyan

My experience was fantastic – Paul Sidhu was very professional and has a lot of knowledge regarding mortgages. I am completely satisfied and will refer him to everybody.

Thank You,
Sheikh Sleem